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How to
Find the Best Low APR Credit Cards Low APR credit cards are much more prevalent than in years past. Competition is stiff also credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) also other inducements. They want to capture new customers who've never had a credit card however or else those who already have a credit card also might like to save money by transferring that card's balance on to their new low APR credit cards. Of course, there is nothing lower in an APR than zero - also those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you're not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percentage APR credit card, transfer the balance from your current high APR credit card, also then, once the introductory time period has expired also the APR is about to go up on your newest credit card, transfer the balance but again to a brand new low APR credit card. Let's look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you. Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores also gas stations with your low APR credit card, also one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee also the APR after the first year is 12.24 percent. Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, however after the first year it's still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cash back bonus on purchases made from hardware also home improvement retailers, restaurants, book vendors, also gas stations. If the retailer does not qualify you for the five percent discount you will always get one percent back no matter what you buy also from where with this low APR credit card. Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, also offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights also hotel rooms, as well as cruises also auto rentals. This card or else provides $500,000 worth of travel insurance for worldwide vacationing. You can or else take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards. |
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